* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: #1d232b;
  background: #f6f7f9;
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
  object-fit: cover;
}

a {
  color: #0f4a8a;
  text-decoration: none;
}

a:hover,
a:focus {
  text-decoration: underline;
}

.container {
  width: min(1120px, 92%);
  margin: 0 auto;
}

.topbar {
  background: #ffffff;
  border-bottom: 1px solid #e3e6eb;
}

.nav {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  padding: 20px 0;
  gap: 16px;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.4px;
  text-transform: lowercase;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
}

.ad-label {
  font-size: 0.85rem;
  color: #5b6675;
  border-left: 2px solid #d1d6dd;
  padding-left: 12px;
}

.hero {
  padding: 48px 0 56px;
  background: #ffffff;
}

.split {
  display: flex;
  gap: 32px;
  align-items: center;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split > div {
  flex: 1;
}

.eyebrow {
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: #6d7481;
}

.section {
  padding: 56px 0;
}

.section.alt {
  background: #eef2f6;
}

.section.dark {
  background: #1f2a37;
  color: #f5f7fa;
}

.section.dark a {
  color: #f5f7fa;
}

.section-title {
  font-size: 2rem;
  margin: 0 0 16px;
}

.lead {
  font-size: 1.15rem;
  color: #4d5562;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 22px;
  border-radius: 999px;
  background: #0f4a8a;
  color: #ffffff;
  border: none;
  font-weight: 600;
  cursor: pointer;
}

.btn.secondary {
  background: #f1f4f8;
  color: #0f4a8a;
  border: 1px solid #c7d3e1;
}

.btn:hover,
.btn:focus {
  opacity: 0.9;
}

.image-frame {
  background-color: #d8dee6;
  border-radius: 18px;
  overflow: hidden;
}

.card-row {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.card {
  flex: 1 1 260px;
  background: #ffffff;
  border-radius: 18px;
  padding: 20px;
  box-shadow: 0 14px 30px rgba(16, 24, 40, 0.08);
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.card .price {
  font-size: 1.1rem;
  font-weight: 700;
}

.highlight-band {
  background: #0f4a8a;
  color: #ffffff;
  padding: 28px;
  border-radius: 20px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.highlight-band .btn {
  background: #ffffff;
  color: #0f4a8a;
}

.process-bg {
  background-color: #142236;
  background-image: url("https://images.unsplash.com/photo-1504384764586-bb4cdc1707b0?w=1400&q=80");
  background-size: cover;
  background-position: center;
  color: #ffffff;
}

.process-bg .panel {
  background: rgba(18, 28, 42, 0.82);
  padding: 28px;
  border-radius: 18px;
}

.steps {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.steps span {
  font-weight: 600;
}

.inline-cta {
  font-weight: 600;
}

.form-box {
  background: #ffffff;
  padding: 28px;
  border-radius: 20px;
  box-shadow: 0 12px 28px rgba(15, 40, 74, 0.08);
}

form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

label {
  font-weight: 600;
}

input,
select,
textarea {
  padding: 12px 14px;
  border-radius: 12px;
  border: 1px solid #cdd6e1;
  font-size: 1rem;
  font-family: inherit;
}

textarea {
  min-height: 110px;
  resize: vertical;
}

.footer {
  background: #ffffff;
  padding: 32px 0 40px;
  border-top: 1px solid #e3e6eb;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-note {
  font-size: 0.9rem;
  color: #5a6472;
  margin-top: 16px;
}

.sticky-cta {
  position: fixed;
  bottom: 18px;
  right: 18px;
  background: #0f4a8a;
  color: #ffffff;
  padding: 14px 18px;
  border-radius: 999px;
  box-shadow: 0 12px 24px rgba(10, 30, 60, 0.2);
  z-index: 20;
}

.sticky-cta a {
  color: #ffffff;
  font-weight: 600;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #1d232b;
  color: #ffffff;
  padding: 18px 0;
  z-index: 30;
}

.cookie-banner .cookie-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
  justify-content: space-between;
}

.cookie-actions {
  display: flex;
  gap: 12px;
}

.notice {
  background: #f7f1e6;
  border-left: 4px solid #c08a27;
  padding: 16px;
  border-radius: 12px;
}

.simple-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

@media (max-width: 860px) {
  .split {
    flex-direction: column;
  }

  .sticky-cta {
    right: 12px;
    left: 12px;
    text-align: center;
  }
}